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I'm a 27yr old who has never learned how to deal with credit. I was scared of it in the beginning and refused to use it. I then went off to college in a new state with expensive living costs and no job. Eventually I depleted my savings and started racking up the debt. Most of it's in student loans. I recently lost my job and I'm now facing immense amounts of debt, horrible credit, no job, and no way to pay for it all. I honestly wish there was a way to pay off all my debt and live my life debt free. I hate how America is a credit and debt ridden country. I feel like I will never reach my goals at the rate I am going. My wants aren't much... to be married, to have children, to volunteer my time to better the community/world. I'm in a serious relationship and we've been talking about marriage, but I know this money issue will be a bigger problem when we are married and I don't want my problems to look negatively on him. He has near immaculate credit. I can't imagine having a kid with the poor financial situation I am in. I can't even afford myself let alone a kid or a wedding for that matter. I already do volunteer. I'm a good person. I do my best to give back to the community at all costs. I volunteer for several nonprofits, more so now that I have more free time on my hands. I'm feeling stuck in my current situation and I know I need help. I am seeking credit counseling, but what I really need is money. If anyone has any advice on how to get out of this situation and on with my life already I would greatly appreciate it.

Small Business Needing Financial Help

Thank you for taking the time to read my situation.  I have a great small business in Kansas and it's grown!  Articles are in the paper about my success and helping other small businesses. I have created a large networking non-profit for businesses as well.  I teach classes for area colleges, for the SBA and different businesses on how to market on a shoe string budget. 

My thoughts are to grow my talent, and keep helping small or large business owners grow their businesses, through good marketing and proper advertising to reach their target. BUT my credit henders me from moving forward, to get funding (isn't the greatest from a bad divorce).  I want to pay off all of my debts, and grow my little company larger, teaching people at the same time how to market their small businesses generating more income.  I have been a graphic designer for 25 years, and worked in the marketing arena for a long time. Started my business 3 years ago.

I hate to give out my personal information on this site, but wondered if there was someone, some company out there to help me either fix my personal financial picture, pay off my debts, an angel or come up with ideas to help me move forward.  

 Thank you so much!

We are a family of six, the children's ages are 9, 7, 2 and 3 months.  I stay at home to take care of the childern and the home, my husband works 2 jobs.  Our credit is poor.  We are renting a 2 bedroom/1 bathrom house (800 square feet) and would love to be able to buy a house for our family, but with the current housing market, we cannot qualify for a home loan.

We need help with a downpayment and insurance costs for the first year.  We would be willing to pay you back. 

I am a single mother of one seven year old daughter.  I have been unemployed since October 2007.  I am currently homeless waiting to get in a shelter with my child.  I have fallen on hard times and cannot pay bills or support my daughter.  I recently bought a car and need help to pay for it so that I can use it to assist with getting a new job.  I have terrible credit so bank loans are not an option.  I am becoming serioulsy depressed about my current situation.

Does anyone know where I should go to obtain financing to buy a home? No one will lend to me, even though I have guaranteed income....I know it's possible with credit like mine...please...help!!!

Please help, I'm desperately needing cash immediately.

Seeking help with a down payment assistance to purchase the home I am currently renting.

Have 1.5 acers of land. However have poor credit and no money at this time.